Risk solutions
for payments
and underwriting
High-quality bank data combined with machine learning models and AI technology ensure approvals are optimized and risk is mitigated.
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Hoscoo for Risk Mitigation
Our Risk Engine combines continuously improving machine
learning models and
artificial intelligence to
guarantee payments, assess financial risk, and fight
fraud.
Sophisticated Risk Engine to
guarantee payments
Hoscoo’s advanced ML/AI model aggregates millions of
data
points, including device, bank, and network
data, to
maximize approval rates and protect your
bottom line.
dedicated data scientists
minimize false positives

Bank-verified data for
smarter underwriting
decisions
Get a broad understanding of a consumer’s risk exposure
and
spending habits to optimize prediction models and
make
more informed underwriting decisions.
spending habits
overdraft notices
Network strengthened fraud
fighting
Prevent fraudulent behavior with a growing network
across
the Hoscoo ecosystem millions of consumer data
points are
continuously analyzed to block bad actors
and prevent
fraud for all Hoscoo merchants.
information, and account information across the Hoscoo
merchant network
patterns on the network to fine-tune protections
returns are continuously mitigated

Get started with Hoscoo
Contact our payment experts to learn more about what you can build using our Open Banking platform.