Welcome to
Hoscoo Open Banking
Transforming the way you handle and navigate your finances
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What is Hoscoo?
Hoscoo is a safe & convenient payment alternative to cards,
checks, and manual bank entries. We help you pay online
directly from your bank account so you never have to worry
about sharing your actual card numbers, or pesky manual bank
entries. We also save you time by pre-filling time consuming
Bill-To and Shipping forms.
Ready to get started? Just look for the Hoscoo logo at your
merchant’s checkout, and sign in to your bank via our secure
connection to over 5k+ banks.
- Simple payments experience
- Encrypted connection & bank MFA for peace of mind
- Your bank credentials won’t be seen by anyone but you
End-to-end secure payments
Our account-to-account solution handles the entire payments journey, from initiation to collections.
- Minimize processing costs and improve acceptance rates
- Enhance the user experience with instant payments
- Customize payment guarantee to your business needs
Customized
For Your Business
A payments experience you can trust
Whether you’re sending or receiving money, we have your back. Join over 5 million users who have connected their bank accounts via Hoscoo.
Simple
Skip credit/debit card or bank account/routing number entries. Just select your bank, and sign in with your usual bank credentials.
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Private
Your connection is encrypted + your identity is verified by your bank's Multi-Factor Authentication so your information remains secure and private.
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Safe
Your bank credentials won't be seen by anyone but you. And, your bank data won't be shared or used without your consent.
24 / 7 / 365 Support
Hoscoo’s Support is fully optimized to increase accessibility and self-service for consumers and available by phone, email, and chat anytime.
Meet Hoscoo
At Hoscoo, we connect top brands, drawing on our experience
from leading top global brands. Our team consists of experts
with backgrounds at renowned brands: Huawei, Swisscom,
Etisalat, Amazon, Zain, IBM, SAP, Dukascopy Bank,
Pepperstone & Fusion Market.
Our account-to-account platform redefines the speed,
simplicity and security of payments, letting consumers pay
merchants directly from their bank accounts. By establishing
direct connections with financial institutions, we are
removing complexity and high-costs and adding efficiency and
accessibility to the payments ecosystem. Our modern,
pay-with-bank infrastructure allows Hoscoo to handle the
complete payment experience, from initiation to collections.
Our platform powers guaranteed payments, instant payouts,
KYC capabilities, and data to supercharge financial
experiences and delight consumers.
Rodgers John Massawe founded Hoscoo Open Banking with a
clear vision: to create a payment system that was not only
secure and convenient but also accessible to everyone,
everywhere. The journey began with Rodgers dedicating
himself to the front-end development, laying the crucial
foundation for what would eventually evolve into a global
solution. Understanding the importance of collaboration, he
assembled a team of high-end international experts and
investors. Together, they expanded the vision of Hoscoo,
connecting top brands with millions of consumers worldwide,
ensuring the platform would cater to a global audience and
revolutionize the way people engage with banking and
financial transactions.
FAQs
When you arrive at your merchant’s checkout and are ready to pay, select ‘Online Banking’ as your payment method, choose your bank, sign in to your account using your bank credentials, typically username and password, and follow the prompts to connect your bank account. That’s it!
No. Unlike other payment methods, consumers don't need to create an account to use the option to pay using your bank account sign in service provided via Hoscoo. All you need is a bank account set up with online banking.
Yes. Hoscoo’s Online Banking payment method leverages your bank's security infrastructure. In fact, when you use the Online Banking payment method, it's your bank that verifies your identity. If you change your password with your bank online, the next time you use the Online Banking payment method you may need to enter your new password.
Hoscoo supports most banks and financial institutions in the U.S. Currently, Hoscoo supports over 12,000 financial institutions globally with more being added on a regular basis.
To complete a transaction, customers must have online banking enabled with their personal bank accounts. Business bank accounts are not supported.
We are constantly improving our bank coverage. In the meantime, please try using one of our thousands of supported banks.
Hoscoo supports most banks and financial institutions in the U.S. Currently, Hoscoo supports over 12,000 financial institutions globally with more being added on a regular basis.
To complete a transaction, customers must have online banking enabled with their personal bank accounts. Business bank accounts are not supported.
We are constantly improving our bank coverage. In the meantime, please try using one of our thousands of supported banks.
Hoscoo supports most banks and financial institutions in the U.S. Currently, Hoscoo supports over 12,000 financial institutions globally with more being added on a regular basis.
To complete a transaction, customers must have online banking enabled with their personal bank accounts. Business bank accounts are not supported.
We are constantly improving our bank coverage. In the meantime, please try using one of our thousands of supported banks.
Hoscoo supports most banks and financial institutions in the U.S. Currently, Hoscoo supports over 12,000 financial institutions globally with more being added on a regular basis.
To complete a transaction, customers must have online banking enabled with their personal bank accounts. Business bank accounts are not supported.
We are constantly improving our bank coverage. In the meantime, please try using one of our thousands of supported banks.
